Wednesday, October 7, 2009

Not Yet Moved In

What a month since I last posted. I received a Certificate of Occupancy and the okay to connect and turn on the electricity. But wait.

On June 9 of this year my construction loan became due. Since then I'm paying $2700 a month interest. After watching rates and checking out a myriad of permanent loan packages, I choose one and the loan was scheduled to close last week. At the last minute the lender wanted the new pool plastered and filled. I originally thought the pool, and the solar electrical system, could wait till I had more time and money. However now I needed to get the pool finished and in order to plaster and fill it I needed electricty to drive the motor that cleans it . . . This is the short version and I don't want to bore readers with it.

Let me focus on how well things are turning out. The house may be finished but there are a lot of unfinished details. Most are barely perceptible and when I think of how far I've come and that everything single decision was mine, well, it saves a trip to the therapist.











Mateo figured out a way to get temporary electricity in order to finish the pool and the loan but not enough to move in. Interest rates took a dip this week so I took a financial detour towards a different loan program. Tonight I was told it won't work so tomorrow I'm going back to the original program and hopefully secure permanent financing.
Meanwhile, the pool looks great (although I'm not finished designing the landscaping/hardscape around it.



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